How to apply for Ontario Disability: Navigating the application process for Ontario Disability Support Program (ODSP) can feel like traversing a complex maze, but with the right guide, it becomes a manageable journey. This isn’t just about paperwork; it’s about securing vital support to enhance your quality of life. We’ll unravel the intricacies of eligibility, document gathering, form completion, and even the appeals process, turning potential frustration into empowered action.
Think of this as your personal roadmap to accessing the resources you deserve.
From understanding the diverse types of disabilities considered to mastering the art of crafting a compelling application, we’ll equip you with the knowledge and confidence to navigate each step successfully. We’ll explore the financial and emotional aspects of disability, offering practical advice and insights to make the process smoother. Whether you’re a single applicant or part of a couple, we’ll cover various scenarios, ensuring a clear understanding of your specific situation.
Let’s embark on this journey together, transforming challenges into opportunities.
Eligibility Criteria for Ontario Disability Support Program (ODSP)
Navigating the application process for the Ontario Disability Support Program (ODSP) can feel like venturing into a labyrinth, but understanding the eligibility criteria is the first step towards securing the support you deserve. Think of it as unlocking a treasure chest filled with resources to help you live a more fulfilling life. Let’s break down the key aspects together, making this journey as clear and straightforward as possible.
Types of Disabilities Considered for ODSP
The ODSP considers a wide range of disabilities, encompassing physical, mental, developmental, and learning disabilities. This includes conditions that significantly impact your ability to perform daily activities and earn a sufficient income. Think chronic illnesses, mental health challenges, intellectual disabilities, and physical impairments that limit your capacity for work. The key is that the disability must be long-term and substantially affect your ability to function independently.
It’s not just about the diagnosis itself; it’s about the impact that diagnosis has on your daily life. For example, someone with a severe anxiety disorder that prevents them from maintaining employment would likely qualify, as would someone with a physical disability that requires significant assistance with daily living.
Income and Asset Limits for ODSP Applicants
Financial eligibility for ODSP is determined by assessing your income and assets. The program has specific limits on both, ensuring that support is targeted towards those who truly need it. These limits are regularly reviewed and adjusted, so it’s always best to check the official ODSP website for the most up-to-date figures. Generally, income from employment, investments, and other sources is considered.
Similarly, assets like savings accounts, property, and investments are also factored into the eligibility assessment. Think of it as a careful balancing act – ensuring that support is provided to those who need it most, while maintaining the program’s fiscal responsibility. Exceeding these limits unfortunately disqualifies an applicant. A single applicant might have different limits than a couple, reflecting the differing financial needs of each household structure.
Determining Eligibility Based on Specific Scenarios
Let’s illustrate how eligibility is determined with a few scenarios. Imagine Sarah, a single applicant with multiple sclerosis (MS). Her MS significantly limits her ability to work, and her medical expenses are substantial. Her income is below the ODSP limit, and her assets are also within the allowable range. In this case, Sarah is likely eligible for ODSP.
Now consider David and Maria, a couple. David has a severe visual impairment, while Maria has a chronic health condition that restricts her mobility. Their combined income and assets are assessed to determine their eligibility. The assessment considers both their individual conditions and their joint financial situation. It’s a more nuanced calculation but follows the same basic principles.
Each situation is unique, and a thorough review of all aspects is required for a proper assessment.
Comparison of Disability Types and Eligibility Requirements
It’s helpful to visualize the different types of disabilities and their impact on eligibility. The following table provides a simplified overview; remember that individual circumstances significantly influence the final determination.
Disability Type | Income Limit Considerations | Asset Limit Considerations | Additional Factors |
---|---|---|---|
Physical Disability (e.g., paralysis) | Employment income, support payments | Savings, property value | Need for assistive devices, personal care |
Mental Health Disability (e.g., schizophrenia) | Employment income, disability pensions | Savings, investments | Severity of symptoms, treatment costs |
Developmental Disability (e.g., autism) | Support payments, potential employment income | Trust funds, inheritance | Level of support required, adaptive equipment |
Learning Disability (e.g., dyslexia) | Employment income, support programs | Savings, investments | Impact on employability, educational support |
Remember, this is a simplified representation. The actual assessment involves a detailed review of your individual circumstances. Don’t be discouraged if it seems complex; the ODSP application process provides support to guide you through each step. Think of it as a team effort, with you and the ODSP working together to determine your eligibility. This isn’t just about paperwork; it’s about securing the support you need to thrive.
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Application Process
Navigating the ODSP application can feel like a journey through a bureaucratic jungle, but fear not! With the right preparation and a dash of organizational prowess, you can conquer this paperwork mountain. This section focuses on gathering the essential documents needed to make your application as strong as possible. Think of it as assembling your superhero toolkit – each document is a crucial piece in your quest for support.
Required Documents for ODSP Application
Preparing your application requires gathering specific documentation to support your claim. This ensures a smooth and efficient processing of your application. Having everything organized upfront saves time and potential frustration down the line. Consider this your pre-flight checklist before embarking on your application journey.
- Proof of Identity: This confirms who you are. Think of it as your official “This is me!” statement to the ODSP.
- Proof of Income: This shows your current financial situation, helping determine your eligibility for support.
- Proof of Disability: This is the core of your application, providing evidence of your medical condition and its impact on your ability to work.
- Proof of Address: This verifies where you live, essential for correspondence and service delivery.
- Bank Statements: These provide a snapshot of your recent financial transactions.
Examples of Acceptable Documentation
Let’s dive into some specific examples to clarify what constitutes acceptable proof for each category. Remember, clear and concise documentation is key. Think of it like presenting a compelling case to a friendly judge – you want to make it easy for them to understand your situation.
- Proof of Identity: A birth certificate, passport, driver’s license, or a citizenship card. Think of this as your official ID, the document that proves you are, undeniably, you.
- Proof of Income: Recent pay stubs, employment records, tax returns, or benefit statements. This section is all about showing your current financial picture, clear as day.
- Proof of Disability: Medical reports from doctors, specialists, or therapists, along with any relevant diagnostic testing results. This is where you present the evidence supporting your disability claim – the stronger the evidence, the smoother the process.
- Proof of Address: A utility bill, a lease agreement, or a bank statement showing your current address. Think of this as your official “I live here!” declaration.
Prioritized Document Checklist
Organization is your secret weapon in this process. Prioritizing your documents streamlines the application submission, making the entire experience significantly less stressful. Think of it as a strategic battle plan – a well-organized approach leads to victory.
- Proof of Identity: This is the foundation – you can’t proceed without it.
- Proof of Disability: This is the heart of your application – the core reason for your request.
- Proof of Income: This provides crucial context for your financial needs.
- Proof of Address: Ensures the ODSP can reach you easily.
- Bank Statements: These offer further support for your financial situation.
Sample Document Collection Checklist
This checklist helps you stay on track, ensuring you don’t miss any vital pieces of the puzzle. It’s your personal progress tracker, keeping you motivated and organized throughout the process. Think of it as your personal mission control, guiding you to a successful application.
Document Type | Collected | Notes |
---|---|---|
Proof of Identity | ||
Proof of Disability | ||
Proof of Income | ||
Proof of Address | ||
Bank Statements |
Completing the ODSP Application Form
Navigating the ODSP application can feel like trekking through a dense forest, but with a clear map and a little patience, you’ll reach your destination. This section will guide you through the process of completing the form, ensuring a smooth and successful application. Remember, accuracy is key; providing thorough and honest information is crucial for a fair assessment.
Personal Information
This section is straightforward, requiring your basic details like name, address, date of birth, and contact information. Double-check everything; a simple typo could cause delays. Think of it as setting the foundation for your application – a strong start makes for a smoother journey. Ensure the information matches your government-issued identification precisely. This might seem obvious, but a mismatch can lead to unnecessary delays.
Income and Assets, How to apply for ontario disability
This part requires detailed financial information, including income from all sources (employment, investments, pensions, etc.) and a complete list of your assets (bank accounts, property, vehicles). Be meticulous and thorough; it’s important to be completely transparent. Consider gathering all relevant financial documents beforehand to streamline this process. Think of it as a financial snapshot of your current situation – the clearer the picture, the better the understanding.
Medical Information
This is arguably the most crucial section. You need to provide comprehensive details about your disability, including diagnoses, symptoms, and the impact on your daily life. Use clear and concise language, avoiding jargon. Supporting documentation from your healthcare providers is essential. Think of this section as your personal medical story – tell it clearly and completely, supported by the evidence.
Include the names and contact details of your doctors and therapists. Attach copies of relevant medical reports, test results, and treatment plans. The more comprehensive this section, the stronger your application will be.
Impact of Disability on Daily Living
Describing how your disability affects your daily routine is vital. This isn’t just about listing limitations; it’s about painting a picture of your everyday challenges. For example, instead of saying “difficulty walking,” explain how this limits your ability to shop for groceries, attend appointments, or participate in social activities. Be specific and provide concrete examples. Imagine you’re telling a friend about your daily struggles – use that same conversational, yet informative, tone.
Think about the impact on your ability to work, maintain your home, prepare meals, and engage in social activities. The more detail you provide, the clearer the picture will be for the ODSP assessors. For instance, if you have difficulty with mobility, describe how many times a day you need assistance, the types of assistance needed, and how this affects your independence.
Avoiding Common Mistakes
One common pitfall is omitting crucial details or providing incomplete information. Another is failing to include supporting documentation. Remember, the ODSP needs a complete picture to assess your application accurately. Rushing the process can lead to errors. Take your time, gather all necessary information, and carefully review your completed application before submitting it.
Think of it as a crucial step towards a better future. It’s better to be thorough than to have to resubmit the application.
Tips for a Successful Application
Keep copies of everything. This includes the completed application form and all supporting documents. This simple precaution can save you a lot of headaches later. Read the instructions carefully. This might sound obvious, but it’s surprisingly easy to miss important details.
Seek assistance if needed. Don’t hesitate to reach out to community organizations or disability support groups for help with the application process. Remember, you’re not alone in this journey. Many resources are available to guide and support you. This application is a significant step toward accessing the support you deserve, a step towards building a more secure and fulfilling life.
Your perseverance and dedication will pave the way for a brighter future. Believe in yourself and your strength. You’ve got this!
Submitting the Application and Following Up
Getting your ODSP application submitted is a significant step, a real turning point on your journey. Think of it as planting a seed – now you nurture its growth. This section will guide you through the submission process and how to effectively follow up to ensure your application receives the attention it deserves. Remember, patience and proactive communication are key players in this game.Submitting your application is straightforward, though the method you choose will impact the timeline.
You have options, each with its own advantages and disadvantages. Choosing the right method depends on your comfort level with technology and your personal circumstances.
Application Submission Methods
You can submit your completed ODSP application through several channels: online, by mail, or in person. Each method has its own set of pros and cons. Consider these factors carefully before making your decision.
Method | Advantages | Disadvantages |
---|---|---|
Online | Convenient, fast processing time, instant confirmation, tracks application status easily. | Requires computer and internet access, may present challenges for those with limited digital literacy. |
Accessible to everyone regardless of technological access, provides a paper trail. | Slower processing time, less control over delivery and tracking, potential for delays. For example, a misplaced envelope could delay processing for several weeks. | |
In Person | Allows for immediate clarification of any questions, provides a personal touch. | Requires travel to an ODSP office, may involve waiting times, may not be practical for everyone due to mobility issues or distance. |
Tracking Application Status
Once you’ve submitted your application, it’s natural to want updates. Proactive tracking helps manage expectations and ensures you’re informed about the progress of your application. You can usually track your application’s status online through the ODSP website using a reference number provided upon submission. If you submitted by mail, you may need to contact ODSP directly to inquire about the status.
Think of it like following a package – you want to know where it is and when it might arrive.
Effective Communication Strategies
Following up is vital. It demonstrates your commitment and keeps the application moving forward. Avoid bombarding ODSP with daily calls. Instead, aim for polite, informative contact. A well-timed phone call or email, after a reasonable waiting period (e.g., 4-6 weeks after submission), is perfectly acceptable.
For example, a concise email stating your application reference number and politely requesting a status update demonstrates initiative and professionalism. Remember to be respectful and patient; the ODSP caseworkers are likely managing many applications. A calm, clear explanation of your situation can go a long way. If you experience delays, be prepared to provide additional documentation or information if requested.
Remember, applying for ODSP can feel overwhelming, but you’re not alone. Many people navigate this process successfully. Your persistence and proactive approach will significantly increase your chances of a positive outcome. Keep your spirits high, stay organized, and know that your efforts are worthwhile.
Think of this application as a marathon, not a sprint. There will be moments of frustration, but the finish line—the support you need—is within reach. Celebrate each small victory along the way, and remember to practice self-compassion. You’ve already taken the courageous first step; now, let’s get you across the finish line.
Appealing a Denied ODSP Application: How To Apply For Ontario Disability
So, your ODSP application got denied? Don’t despair! It’s a common experience, and far from the end of the road. Many people successfully appeal their initial decisions, and you can too. This section will equip you with the knowledge and strategies to navigate the appeals process effectively and increase your chances of a positive outcome. Think of it as your personal guide to turning a “no” into a “yes.”The grounds for appealing a denied ODSP application are varied, but essentially boil down to disagreements with the assessment of your disability, your income, or other relevant factors considered during the initial application review.
Perhaps they underestimated the impact of your condition on your ability to work, or overlooked crucial medical evidence. Maybe there was a miscalculation of your income or assets. Understanding the specific reasons for the denial, clearly Artikeld in your denial letter, is the crucial first step. This letter is your roadmap to a successful appeal.
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Grounds for Appeal
A successful appeal hinges on demonstrating that the initial decision was based on incorrect information, a flawed interpretation of the rules, or a failure to consider all relevant evidence. This might involve highlighting new medical evidence, clarifying financial details, or demonstrating that the assessor didn’t fully understand the limitations imposed by your disability. Remember, a well-structured and well-supported appeal significantly increases your chances of success.
Steps in the Appeals Process
The appeals process typically involves submitting a formal appeal within a specified timeframe (check your denial letter for deadlines – they’re usually pretty strict!). This appeal should clearly state the reasons for your disagreement with the initial decision and include supporting documentation. You’ll likely need to provide additional medical reports, financial statements, and any other evidence that supports your claim.
Following the submission, you may be invited to an interview or hearing where you can present your case directly. Be prepared, organized, and articulate during this process.
Examples of Successful Appeals and Strategies Employed
Let’s imagine Sarah, whose initial application was denied because the assessor deemed her anxiety manageable. However, Sarah’s appeal included new psychological assessments highlighting the severe and debilitating nature of her anxiety, including documentation of her hospitalizations and the limitations on her daily activities. This compelling evidence swayed the decision in her favor. Another example is John, whose appeal succeeded because he meticulously documented his income and expenses, demonstrating that the initial calculation was flawed and that he was indeed below the income threshold.
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These examples illustrate the importance of thorough documentation and a clear, concise presentation of your case. The key is to paint a complete picture of your situation, leaving no stone unturned.
Documentation Required for an Appeal
Think of your appeal as building a strong case. You’ll need to gather all relevant medical reports, doctor’s notes, therapy records, and any other evidence that demonstrates the severity and impact of your disability. Include detailed financial statements, bank records, and any documents showing your income and expenses. Don’t underestimate the power of personal statements detailing how your disability affects your daily life – these personal accounts can be incredibly persuasive.
Finally, keep copies of everything for your records. It’s also helpful to keep a detailed log of all communications with the ODSP. A well-organized and comprehensive appeal package is your best weapon. This isn’t just about paperwork; it’s about telling your story convincingly. Think of it as crafting a compelling narrative that resonates with the decision-makers.
Your perseverance and determination will be your guiding lights in this journey. Believe in yourself and the strength of your case.
Understanding ODSP Benefits and Services
So, you’ve navigated the application process – congratulations! Now let’s talk about the heart of the matter: what ODSP actually offers. Think of it as a lifeline, a helping hand to navigate the challenges of disability, providing both financial breathing room and access to vital support services. It’s not just about money; it’s about empowerment and building a life of dignity and independence.ODSP provides financial assistance to help cover the basic necessities of life.
This isn’t a get-rich-quick scheme, but a safety net designed to ensure individuals with disabilities can afford housing, food, clothing, and other essential expenses. The amount received varies depending on individual circumstances and needs, but it’s designed to provide a foundation upon which to build a more secure and stable future. It’s a monthly payment that aims to bridge the gap between income and expenses, offering a crucial sense of financial security.
This financial support isn’t just a handout; it’s an investment in the well-being and independence of individuals living with disabilities.
Financial Assistance Provided Under ODSP
The core of ODSP is its financial assistance program. This monthly payment helps individuals cover essential living costs such as rent or mortgage payments, utilities, groceries, clothing, and transportation. Think of it as a regular paycheck, albeit one designed to meet specific needs. The amount received is determined through a needs assessment, taking into account individual circumstances, such as living arrangements and existing income.
For example, someone living independently might receive a higher payment than someone living with family, reflecting the differing costs of living. It’s a personalized system aimed at providing appropriate support based on individual circumstances. This financial assistance aims to prevent individuals from falling into financial hardship, enabling them to focus on their health, well-being, and personal goals.
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Support Services Available to ODSP Recipients
Beyond the financial aspect, ODSP offers a range of support services designed to help recipients live more fulfilling and independent lives. These services are not just add-ons; they’re integral to the program’s philosophy of empowerment and community integration. Accessing these services can be a game-changer, helping individuals overcome barriers and achieve their full potential. Don’t hesitate to explore these options – they’re there to help you thrive.
Types of Support Services Available
- Employment Supports: Job coaching, skills training, and assistance with finding and maintaining employment.
- Healthcare Supports: Assistance with accessing and coordinating healthcare services, including physiotherapy, occupational therapy, and other therapies.
- Housing Supports: Assistance with finding and maintaining suitable housing, including rent subsidies and support for independent living.
- Transportation Supports: Assistance with accessing transportation, including funding for public transit or specialized transportation services.
- Community Support Services: Access to various community-based services such as adult day programs, respite care, and social and recreational activities.
- Mental Health Supports: Access to counselling, therapy, and other mental health services.
These are just a few examples, and the specific services available may vary depending on individual needs and local resources. Think of these services as building blocks for a more independent and fulfilling life.
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Examples of How ODSP Benefits Can Be Used
Let’s paint a clearer picture. Imagine Sarah, a recipient of ODSP. Her monthly payment helps cover her rent in a safe apartment, ensuring she has a stable place to call home. It allows her to buy nutritious groceries, keeping her healthy and strong. She also uses part of her payment for transportation to her physiotherapy appointments, crucial for managing her condition.
Finally, a portion goes towards her participation in a local art class, a vital outlet for creativity and social connection. Sarah’s story is a testament to how ODSP benefits can be used to build a life of dignity and independence. It’s about more than just survival; it’s about thriving. This is the power of ODSP – a helping hand that empowers individuals to live their lives to the fullest.
Resources and Support for Applicants
Navigating the ODSP application process can feel like trekking through a dense forest – challenging, but definitely conquerable with the right guidance. Knowing where to find support is key to a smoother journey. This section highlights valuable resources that can help you every step of the way, from initial application to appeal, ensuring you’re not facing this alone.
Remember, seeking help isn’t a sign of weakness; it’s a smart strategy. Many organizations are dedicated to assisting individuals like you in accessing the support you deserve. Don’t hesitate to reach out – these resources are there for you.
Government Agencies Offering Assistance
Several government agencies provide direct assistance or crucial information regarding ODSP applications. The Ministry of Children, Community and Social Services (MCCSS) is the primary source for ODSP information and application forms. Their website is a treasure trove of details, frequently asked questions, and downloadable resources. Contacting them directly via phone or email can clarify any uncertainties you may have.
Additionally, local Community Care Access Centres (CCACs) often offer support and guidance to individuals applying for ODSP, particularly concerning healthcare needs that might be relevant to your application. These agencies are your first line of defense in understanding the system and navigating its complexities.
Community-Based Organizations Providing Support
Beyond government agencies, a network of community-based organizations offers invaluable assistance. These organizations often provide a personalized touch, offering advocacy, legal aid, and practical support to applicants. For example, many local non-profits focus on disability rights and offer workshops, one-on-one assistance with applications, and peer support groups. These groups provide a safe space to share experiences and learn from others who have successfully navigated the ODSP application process.
Imagine a supportive community cheering you on every step of the way! Think of them as your personal cheerleading squad, ready to help you achieve your goals. These organizations are often funded through grants and donations, so supporting them can help expand their reach to more individuals needing help.
Legal Aid and Advocacy Services
Legal aid clinics and advocacy groups play a crucial role in supporting ODSP applicants. They can provide legal representation if your application is denied, helping you understand your rights and navigate the appeals process. Many offer free or low-cost services, ensuring access to justice regardless of financial circumstances. Think of them as your legal knights, fighting for your rights and ensuring a fair process.
They can help you interpret complex legal jargon, prepare compelling arguments, and represent you in hearings, removing the stress and complexity from what can be a daunting legal process. Knowing you have a strong advocate in your corner can make all the difference.
Peer Support Groups and Networks
Connecting with others facing similar challenges is invaluable. Peer support groups provide a safe space to share experiences, learn from others, and gain emotional support. These groups often offer a sense of community and understanding, helping applicants feel less isolated and more empowered. The shared experiences can be both comforting and incredibly helpful in navigating the application process.
Sharing tips, strategies, and even just venting frustrations can make a world of difference. It’s like having a team of experienced hikers guiding you through the forest – their insights and support are priceless.
Illustrating the Impact of Disability on Daily Life
Living with a disability presents a unique set of challenges that significantly impact daily life, extending far beyond the immediate physical or cognitive limitations. Understanding these challenges is crucial for building a more inclusive and supportive society. This section explores the multifaceted ways disability affects individuals, their families, and their communities.
Financial Implications of Disability
The financial burden of disability can be overwhelming. Medical expenses, specialized equipment (like wheelchairs or adaptive technology), home modifications, and the potential loss of income due to inability to work all contribute to significant financial strain. For instance, the cost of a custom wheelchair can easily reach tens of thousands of dollars, placing an immense financial pressure on individuals and families who may already be struggling.
This financial instability often leads to increased stress and anxiety, further compounding the challenges of living with a disability. Many individuals rely on government assistance programs, but these often fall short of covering the true cost of living with a disability.
Emotional Impact of Disability
Beyond the financial challenges, disability profoundly affects emotional well-being. The experience of living with a disability can be emotionally taxing, marked by feelings of isolation, frustration, and grief over lost opportunities. The constant need to navigate societal barriers, the struggle for independence, and the fear of future uncertainty can contribute to anxiety and depression. However, resilience and adaptability are common traits among individuals with disabilities.
Support networks, therapy, and a strong sense of self-worth play vital roles in mitigating these emotional challenges.
Impact on Employment, Education, and Social Activities
Access to employment, education, and social activities is often significantly limited for individuals with disabilities. Many employers lack the understanding or resources to provide necessary accommodations, leading to higher unemployment rates among this population. Similarly, educational institutions may not have the infrastructure or support systems to cater to diverse learning needs. Social participation can also be hindered by inaccessible environments, transportation difficulties, and social stigma.
Imagine a person with mobility impairments struggling to navigate public transport or access a building without a ramp. These seemingly minor barriers create significant obstacles to full participation in society.
Adaptations and Accommodations for Overcoming Challenges
Overcoming the challenges of disability requires a multifaceted approach involving various adaptations and accommodations. Technological advancements, such as assistive technologies, voice recognition software, and screen readers, can significantly improve accessibility and independence. Architectural modifications, including ramps, wider doorways, and accessible restrooms, are crucial for creating inclusive environments. Furthermore, supportive workplace policies, inclusive education programs, and accessible transportation systems are essential for fostering full participation in society.
These accommodations not only improve the quality of life for individuals with disabilities but also enrich the community as a whole, fostering a more inclusive and equitable society for everyone.
Examples of Daily Life Challenges
Let’s consider a few specific scenarios. A person with visual impairment might face challenges navigating unfamiliar environments without assistance, relying heavily on assistive technologies like screen readers or guide dogs. Someone with a hearing impairment might struggle to communicate in noisy environments or follow conversations without the use of hearing aids or sign language interpreters. An individual with mobility limitations might find simple tasks like grocery shopping or using public transportation extremely challenging, requiring careful planning and assistance.
These are just a few examples highlighting the diverse and often complex challenges faced by individuals with disabilities in their daily lives. Each individual’s experience is unique, shaped by their specific disability, their personal resources, and the level of support they receive from their community.